When considering the nursing home option for parents or other loved ones, here are a few of the main advantages to keep to mind:
Better resources and equipment: Private homes simply don’t have the types of medical equipment and supplies needed to help seniors stay healthy. Many nursing homes are almost as advanced as hospitals in their ability to provide sophisticated care for patients on a 24-hour basis.
High-quality long-term care: Due to modern medicine, seniors now live longer than ever. While we’re thankful for this, longer life-spans often come with longer periods of late-life illness and disability. Caring for a senior relative at home is often a long-term commitment of many years, sometimes requiring intensive care.
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Cost of Elderly Health Care
For the majority of elderly people making the transition from independent living into residential elderly care can be very difficult and many individuals need time and additional support settling into their new surroundings. Check out these top tips for making your stay in residential care a 'home from home' ...
The professionals who work in residential care homes are there to make you feel welcome and comfortable from the day you move in, and you are even assigned a key worker that will assist you with your transition. Your key worker will ensure your needs are catered for with a personal care plan, which will detail your medication and day-to-day routine as well as your likes and dislikes. There are also a few key steps that you can take to ensure you settle in sooner rather than later and enjoy your new home and enhanced health and well-being.
The first step to settling in is to create a life story book with your key worker, which will document your journey from birth until the present day. This will not only let you reminisce about your life, your life story book will also help fellow residents and staff members when getting to you know you a little more personally. Get together with other residents to enjoy your life story books and enjoy the communal areas and grounds of your new home.
Forging a connection with your new friends and wider community can really establish the roots that you need to grow in your new environment. Many residential care homes encourage residents to get involved in their local area by utilizing the amenities close to buy new clothes, visit the doctors and get their hair cut. Make the most out of your time in residential elderly care by making friends inside and outside the confines of your home.
Choosing a care facility that supports your choices as an individual can automatically strike a positive note when making the transition into elderly care . Your key worker is on hand to make this happen whether this means attending religious services in your local area or encouraging your independence through daily activities.
Remember where you settle in as soon as you arrive or take a little longer to get acquainted with your new home, visiting hours for many homes are very relaxed and a number of care facilities allow loved ones to visit 24 hours a day all week-long . Alternately, friends and family members are always a call away or why not become a silver surfer and keep in touch with loved ones online!
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On average, the cost of elderly health care is $5,531 annually. Family members not only provide hands-on care but often dig into their own pockets to pay other expenses which include groceries, drugs and medicines, medical equipments such as wheelchairs, toilet seat risers and transportation. Many times family members have to miss work and lose out on their income to take care of elderly family members.
Many family members take loans, skip vacations and often ignore their own health. Government must start providing tax deductions and tax credits to family caregivers.
The expenditures incurred for elderly health care is increasing rapidly and reaching astronomical heights. Elders have many special needs when it comes to health care. One is often left frustrated when there are gaps in insurance coverage. Medicare programs offer only minimal assistance for serious health disorders.
There are some programs that cover senior citizens. It covers hospital expenses and doctor visits, even if you continue to work. All one needs to do is pay a premium every month. These programs are popular among a vast number of senior citizens.
One needs to apply for these programs before one reaches the age of 65. In case you don't then one has to pay a high premium. One also has the option of enrolling for these programs after retirement.
The premium that one pays depends on your income and which company you will be purchasing coverage from. Senior citizens with low income are also eligible for the entire coverage under Medicare.
Prescription drugs which are used to treat a wide variety of diseases and illness are fully covered if one has a private insurance coverage. If you do not have private insurance, this could be matter of serious concern. Sometimes drug prices are simply not affordable, forcing the senior citizens to forgo other needs to pay for drugs.
Recent Medicare legislation has been a big disappointment for senior citizens, as drug coverage continues to be limited and fails to reduce the rising cost of drugs. Many seniors are forced to manage their medical plan on their own.
At times, the drug industry provides free drugs to the needy who are not covered under private insurance or any government program. Retail stores in the vicinity provide drugs at discounted rates. There are various medicine manufacturing companies that offer assistance to lower income senior citizens. One can seek out these discount programs if they have a financial need.