When considering the nursing home option for parents or other loved ones, here are a few of the main advantages to keep to mind:
Better resources and equipment: Private homes simply don’t have the types of medical equipment and supplies needed to help seniors stay healthy. Many nursing homes are almost as advanced as hospitals in their ability to provide sophisticated care for patients on a 24-hour basis.
High-quality long-term care: Due to modern medicine, seniors now live longer than ever. While we’re thankful for this, longer life-spans often come with longer periods of late-life illness and disability. Caring for a senior relative at home is often a long-term commitment of many years, sometimes requiring intensive care.
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On average, the cost of elderly health care is $5,531 annually. Family members not only provide hands-on care but often dig into their own pockets to pay other expenses which include groceries, drugs and medicines, medical equipments such as wheelchairs, toilet seat risers and transportation. Many times family members have to miss work and lose out on their income to take care of elderly family members.
Many family members take loans, skip vacations and often ignore their own health. Government must start providing tax deductions and tax credits to family caregivers.
The expenditures incurred for elderly health care is increasing rapidly and reaching astronomical heights. Elders have many special needs when it comes to health care. One is often left frustrated when there are gaps in insurance coverage. Medicare programs offer only minimal assistance for serious health disorders.
There are some programs that cover senior citizens. It covers hospital expenses and doctor visits, even if you continue to work. All one needs to do is pay a premium every month. These programs are popular among a vast number of senior citizens.
One needs to apply for these programs before one reaches the age of 65. In case you don't then one has to pay a high premium. One also has the option of enrolling for these programs after retirement.
The premium that one pays depends on your income and which company you will be purchasing coverage from. Senior citizens with low income are also eligible for the entire coverage under Medicare.
Prescription drugs which are used to treat a wide variety of diseases and illness are fully covered if one has a private insurance coverage. If you do not have private insurance, this could be matter of serious concern. Sometimes drug prices are simply not affordable, forcing the senior citizens to forgo other needs to pay for drugs.
Recent Medicare legislation has been a big disappointment for senior citizens, as drug coverage continues to be limited and fails to reduce the rising cost of drugs. Many seniors are forced to manage their medical plan on their own.
At times, the drug industry provides free drugs to the needy who are not covered under private insurance or any government program. Retail stores in the vicinity provide drugs at discounted rates. There are various medicine manufacturing companies that offer assistance to lower income senior citizens. One can seek out these discount programs if they have a financial need.
Community Elder Care
Elderly homecare involves having an aide come to the house and assist your elderly loved one(s) with whatever they may need. The aide can help with cleaning, laundry, shopping for groceries, and running errands. They can even just spend some time with your elder, conversing, playing cards, or watching a movie, to keep them from feeling lonely. You can hire the aide for as much or as little as you need, depending on how much you can do yourself, and how much your family and/or friends will be helping out. For other needs, like medication monitoring, you can have a visiting nurse come once a week to handle the medication dispensing. Also, you can have your aide help to prepare food, or you can coordinate a food delivery service.
If your elder needs a higher level of care, you can hire a specially trained aide to assist them with mobility, bathing and dressing, and eating. If they need round the clock elderly homecare, you may want to look into having a live-in aide. This sounds like an expensive option, but it may end up being more cost-effective than moving them into assisted living, and they'll be able to maintain the ease and comfort of being in their own surroundings.
Another facet to elderly homecare is the addition of adapted equipment to the home. This can include placing grab bars near the shower, toilet, stairwells, and entryways. If your elder's home is two stories, make sure their bedroom is on the first floor, to eliminate the need to go up and down the stairs several times on a daily basis. Also, remove any throw rugs to reduce the chance of slipping. Look around the house and try to think of other changes you can make to improve the safety of their environment.