When considering the nursing home option for parents or other loved ones, here are a few of the main advantages to keep to mind:
Better resources and equipment: Private homes simply don’t have the types of medical equipment and supplies needed to help seniors stay healthy. Many nursing homes are almost as advanced as hospitals in their ability to provide sophisticated care for patients on a 24-hour basis.
High-quality long-term care: Due to modern medicine, seniors now live longer than ever. While we’re thankful for this, longer life-spans often come with longer periods of late-life illness and disability. Caring for a senior relative at home is often a long-term commitment of many years, sometimes requiring intensive care.
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Cost of Elderly Health Care
On average, the cost of elderly health care is $5,531 annually. Family members not only provide hands-on care but often dig into their own pockets to pay other expenses which include groceries, drugs and medicines, medical equipments such as wheelchairs, toilet seat risers and transportation. Many times family members have to miss work and lose out on their income to take care of elderly family members.
Many family members take loans, skip vacations and often ignore their own health. Government must start providing tax deductions and tax credits to family caregivers.
The expenditures incurred for elderly health care is increasing rapidly and reaching astronomical heights. Elders have many special needs when it comes to health care. One is often left frustrated when there are gaps in insurance coverage. Medicare programs offer only minimal assistance for serious health disorders.
There are some programs that cover senior citizens. It covers hospital expenses and doctor visits, even if you continue to work. All one needs to do is pay a premium every month. These programs are popular among a vast number of senior citizens.
One needs to apply for these programs before one reaches the age of 65. In case you don't then one has to pay a high premium. One also has the option of enrolling for these programs after retirement.
The premium that one pays depends on your income and which company you will be purchasing coverage from. Senior citizens with low income are also eligible for the entire coverage under Medicare.
Prescription drugs which are used to treat a wide variety of diseases and illness are fully covered if one has a private insurance coverage. If you do not have private insurance, this could be matter of serious concern. Sometimes drug prices are simply not affordable, forcing the senior citizens to forgo other needs to pay for drugs.
Recent Medicare legislation has been a big disappointment for senior citizens, as drug coverage continues to be limited and fails to reduce the rising cost of drugs. Many seniors are forced to manage their medical plan on their own.
At times, the drug industry provides free drugs to the needy who are not covered under private insurance or any government program. Retail stores in the vicinity provide drugs at discounted rates. There are various medicine manufacturing companies that offer assistance to lower income senior citizens. One can seek out these discount programs if they have a financial need.
Putting an Elderly Parent in a Nursing Home
Community elder care helps to highlight elder care issues in the community and solve the problems faced by elderly people. It plays a vital role in tackling the problems of anxiety, depression, stress, life crisis and grief found in elders.
Adult homes in a community are perfect places to give elder care under the guidance of qualified personnel. Fitness programs scheduled in the community provides physical health and mental relaxation. Competitive and health focused programs conducted in senior centers; parks and recreation places are very useful in creating a happy living for elders.
Community medical personnel make monthly visits to the elderly in their area to make sure that their health issues are addressed and treated if necessary. These regular visits are vital to the well being of senior citizens in the community. Community based programs are conducted to give them a common place to gather and partake in various activities include walks, talent shows, etc. Getting together and sharing feelings of happiness and distress is a great relief from loneliness for elders.
There are interactive classes that enlighten the community on how to share in elderly care. These classes also give advice on how to detect signs of neglect, exploitation, health issues and safety measures.
Community health improvement programs for elders are made possible through fund raising. These funds can be utilized to serve elders in various ways including providing meals, medical treatment and proper housing. Community nursing services are also provided for elderly people who are incapable of independent living. Education in chronic disease management is useful in regulating tension and fear about a particular disease. Legal assistance should be given to solve problems of expulsion, financial and other civil matters. Several referral and outreach services provide programs for handicapped elders.