When considering the nursing home option for parents or other loved ones, here are a few of the main advantages to keep to mind:
Better resources and equipment: Private homes simply don’t have the types of medical equipment and supplies needed to help seniors stay healthy. Many nursing homes are almost as advanced as hospitals in their ability to provide sophisticated care for patients on a 24-hour basis.
High-quality long-term care: Due to modern medicine, seniors now live longer than ever. While we’re thankful for this, longer life-spans often come with longer periods of late-life illness and disability. Caring for a senior relative at home is often a long-term commitment of many years, sometimes requiring intensive care.
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On average, the cost of elderly health care is $5,531 annually. Family members not only provide hands-on care but often dig into their own pockets to pay other expenses which include groceries, drugs and medicines, medical equipments such as wheelchairs, toilet seat risers and transportation. Many times family members have to miss work and lose out on their income to take care of elderly family members.
Many family members take loans, skip vacations and often ignore their own health. Government must start providing tax deductions and tax credits to family caregivers.
The expenditures incurred for elderly health care is increasing rapidly and reaching astronomical heights. Elders have many special needs when it comes to health care. One is often left frustrated when there are gaps in insurance coverage. Medicare programs offer only minimal assistance for serious health disorders.
There are some programs that cover senior citizens. It covers hospital expenses and doctor visits, even if you continue to work. All one needs to do is pay a premium every month. These programs are popular among a vast number of senior citizens.
One needs to apply for these programs before one reaches the age of 65. In case you don't then one has to pay a high premium. One also has the option of enrolling for these programs after retirement.
The premium that one pays depends on your income and which company you will be purchasing coverage from. Senior citizens with low income are also eligible for the entire coverage under Medicare.
Prescription drugs which are used to treat a wide variety of diseases and illness are fully covered if one has a private insurance coverage. If you do not have private insurance, this could be matter of serious concern. Sometimes drug prices are simply not affordable, forcing the senior citizens to forgo other needs to pay for drugs.
Recent Medicare legislation has been a big disappointment for senior citizens, as drug coverage continues to be limited and fails to reduce the rising cost of drugs. Many seniors are forced to manage their medical plan on their own.
At times, the drug industry provides free drugs to the needy who are not covered under private insurance or any government program. Retail stores in the vicinity provide drugs at discounted rates. There are various medicine manufacturing companies that offer assistance to lower income senior citizens. One can seek out these discount programs if they have a financial need.
Cost of Elderly Health Care
Moving through the caregiving world with grace and ease is no simple skill. However, having good manners will carry you a long way.As a caregiver we spend our day interacting with family members, friends, and everyone on the Care Team.
Common sense tells you that the people you are closest to warrant an extra measure of consideration. It takes good manners to sustain the love and respect between caregiver and care-receiver.
1. Encourage family members and friends to show respect and deference to the care-receiver. For example, the care-receiver's visitors should be treated politely as honored guests.
Noise from the TV, radio, etc., should be kept to a minimum. The care-receiver's rest hour should be respected. Telephone messages should be carefully taken, and mail given to him/her unopened.
2. Preserve the care-receiver's feelings of independence. It is important that the care-receiver have control of her/his own money-as long as she/he is capable of managing it.
3. Use your imagination and put yourself in the care-receiver' shoes. Be understanding and find a way to harness your frustrations.
4. Focus on the care-receiver's needs and not your own. Talk to your parent. Try to understand how he/she sees it.
5. Let go of unreasonable hopes. Recognize that your parent won't or can't change.
6. Express warmth and concern toward the care-receiver. This is especially important when the care-receiver has a poor self-image and many feelings of inferiority. A good caregiver must provide reassurance.
7. Be a good listener. Many times the care-receiver may simply want you to listen.
8. Smile a lot. Be a good friend and companion.
9. Keep confidences. Avoid repeating matters that will not be welcomed by others.
10. Maintain your self-composure and avoid stress. Practice your coping skills in order to maintain your composure and balance.
1. Don't treat your parent like a child. Even if your parent reverts to childlike behavior, he/she always needs to be treated with respect and dignity.
As the parent's dependence increases, it is natural for adult children to find themselves unable to communicate in familiar ways.
2. Don't criticize the care-receiver for occasional forgetfulness and other signs of growing older.
3. Don't take sides with other family members in disputes or arguments. It is better to be known as someone who is fair and noninterfering.
4. Don't let an angry situation become emotionally or physically abusive. Step out of the room for a cool down. Seek outside help.
5. Don't neglect the care-receiver. Make sure your parent gets to all appointments, takes medications as scheduled.
6. Don't discourage the help of others. There can never be too much help.
7. Don't assume that the care-receiver has nothing to contribute.
8. Don't compare what you are doing to what everyone else is doing. Every job in a caregiving situation is important.
9. Don't underestimate the power of touch. As people age or their illness progresses, there is less human contact. A hug, kiss or pat on the shoulder can enhance the situation.
10. Don't treat your parent/family member like an alien. When there are several persons in the room be sure to include the care-receiver in the conversation. Do not talk about him/her in the third person as if he/she wasn't in the room.
A good caregiver is genuine and cares about the dignity, welfare, and feelings of their care-receiver. Good manners are based on good character, which translates to kindness and compassion.